Mutual Funds

A mutual fund is simply a financial intermediary that allows a group of investors to pool their money together with a predetermined investment objective. The mutual fund will have a fund manager who is responsible for investing the pooled money into specific securities (usually stocks or bonds). Mutual funds are one of the best investments ever created because they are very cost efficient and very easy to invest in.


Portfolio Management Service (PMS) is a tailor made professional service offered to cater the investments objective of niche investor classes, which can be Individuals or Institutions. Entities manufacturing PMS are registered with the Indian market regulator SEBI. PMS differ from Mutual Funds with respect to risk-reward profile, working, SEBI regulations and requires a minimum of INR 50 Lakhs to start.

Alternate Investment Funds (AIF)

Alternate Investment Funds (AIF’s) usually include real estate, private equity, hedge funds and venture capital funds or investments in stocks and bonds using strategies that go beyond traditional ways of investing, such as long/short or arbitrage strategies. Because alternatives tend to behave differently than typical stock and bond investments, adding them to a portfolio may provide broader diversification, reduce risk, and enhance returns.


Once you have made your investment in shares of the companies you have selected, you cannot afford to simply forget about your investments and hope that someday, when you need the money and you check on your investments, they would have significantly risen in value. Companies go through business cycles of ups and downs, which affect their share prices. Not only this, companies also go through mergers, acquisitions, changes in managements, new business developments, etc., all of which affect their stock prices for the better or worse. You need to periodically monitor your company’s performance.


An investment avenue in which an investor loans money to an entity (government or corporate) that borrows funds for a defined period of time at a fixed interest rate. Bond market has not attracted retail investors to it. But in recent times, lackluster equity markets and low rate of interest have attracted retail investors towards bonds issued by corporate.

Fixed Deposits

Fixed Deposits are one of the oldest and most common methods of investing. When it comes to assured returns, choosing the right type of savings scheme makes all the difference. Fixed Deposits let you make the most of value-added benefits as you create wealth at low risk. Fixed Deposits in companies that earn a fixed rate of return over a period of time are called Company Fixed Deposits.

Life Insurance

Life Insurance is a contract by which you can protect yourself against specific losses by paying a premium over a period of time. Since each one of us, during our lives are faced with numerous risks - failing health, financial losses, accidents and even fatalities, our instinct drives us to cover ourselves against those risks. Though an insurance cover can't protect you against the emotional losses arising out of these risks, it softens the economic crisis that usually accompanies these losses.

Health Insurance

Health insurance covers cost of an insured individual's medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly.

Factory Insurance

Factory insurance is a crucial protection for manufacturing businesses, shielding them from various risks inherent in their operations. It typically covers property damage, machinery breakdown, liability claims, and business interruption, providing peace of mind to factory owners and ensuring their ability to recover swiftly in the face of unexpected setbacks. As an insurance broker, understanding the unique needs of each factory and tailoring comprehensive policies can help clients safeguard their assets and maintain uninterrupted productivity.


Home loan is one of the fastest moving financial banking products. Like a car loan, most of the reputed banks provides home loan up to the 85% of agreement value of a home or apartment. There are two types of home loans available depends on interest rate. Floating Interest Rate and Floating Interest Rate. SBI, ICICI HSBC, HDFC, AXIS banks are leading in providing home loans.

Tax Saving

There is more to tax saving than the exemptions available on investment made by you. With right investments, you will pay the right amount of tax and know how to tax proof your income and gains. After all, your capital is more productive in your hands and it can work wonders for you if invested properly. It starts with tax saving which can increase the take home income.

Child Future Saving

The birth of a child is one of the most important events in one’s life – other than the celebration; it brings maturity and responsibility to the parents. It also brings seriousness regarding our financial life and if we talk about priority of goals, sometimes Child Future Plan is even a shade above retirement saving. There has been a paradigm shift in the thought process of people and generally they don’t make any distinction between sons and daughters.

Retirement Saving

Retirement saving is a much sought and discussed subject in our time. It is said that retirement assesment is never too late though ideal if you start it at very young age. Retirement is the ultimate reality that happens to a working professional and it should be the most enjoyable phase of an individual. Effective retirement assesment gives individual a benefit to retain their financial independence even after their work life.